Crosswash Calculator

Commission baccarat — Banker wins pay 0.95× (5% commission), Player wins pay 1×, Ties push both bets. Higher RTP than no-commission ("EZ") baccarat.

Pass / Don't Pass + 12 hedge — variance 0. Place three bets before the come-out: Pass Line $x, Don't Pass $x, and 12 (Boxcars) $x/31 (one-roll, 30:1). The boxcars bet auto-resolves on the come-out (it neutralizes the bar 12 push); Pass and Don't Pass continue normally if a point is established. Every outcome — Pass wins, Don't Pass wins, or Bar 12 — produces the same fixed loss of $x/31. Guaranteed RTP = 62/63 ≈ 98.41%.